Your 2026 Fresh Start: Free Money Tools You’ll Love
The new year has officially arrived, which means fresh notebooks, new planners, and the sweet, slightly chaotic promise that this year will be different.
Maybe you’re ready to finally get on top of your money. Maybe you’re just hoping to stop feeling stressed every time your rent goes out. Or maybe you’re in your soft reset era, quietly setting goals that actually make sense for your life (and your budget).
Wherever you’re starting, we’re so glad you’re here because this is exactly what She’s on the Money is all about. We’re here for women with goals, to share practical tools that make money feel less confusing and a lot more doable.
So, grab your iced latte (or the leftover bubbles), open that fresh Google Doc, and let’s walk through a few ways to start 2026 feeling calm, clear, and confident about your finances with a few of our favourite free resources to get you there.
Ease Into It with the 30-Day Money Reset Challenge
Forget pressure filled resolutions. This is about progress that feels good. Our free 30-Day Money Reset Challenge helps you take one small, meaningful action each day to reconnect with your money, from checking your subscriptions to setting up simple automations that save you time and mental load.
It’s structure without stress, and by the end of the month, you’ll be amazed by how much lighter and more organised you feel.
Make Saving Feel Effortless
Saving shouldn’t feel like punishment, and it doesn’t have to. Our Savings Hacks downloadables turn saving into something simple, visual, and genuinely motivating.
Each sheet is designed to help you stay consistent - just choose your goal and cross off the amounts as you save. You can pick a steady weekly target or mix it up with different amounts each week, depending on what suits your budget and energy that week.
It’s a satisfying, low pressure way to stay on track and actually see your progress build over time.
Give Your Budget a Glow Up
If your budget hasn’t had a refresh in a while, this is your sign. Maybe your rent went up, your salary changed, or you’re planning something big for 2026. Whatever the reason, your budget should work with your life, not against it.
You’ll find a huge range of budget templates and freebies inc. basic budget, baby budget, holiday budget, reno budget and so many more on our FREE resources page. Each one is designed to make money management simpler, more intuitive, and far less stressful but best of all… completely FREE!
Learn While You Live Your Life
Sometimes you just need someone in your ear who gets it. The She’s on the Money podcast has hundreds of episodes that make money feel normal, not nerve racking. From raw, unfiltered Money Diaries to expert chats about investing, home ownership, and mindset, there’s something for every kind of money journey.
And because we know there’s a lot to choose from, we’ve built curated playlists to help you find your perfect starting point, whether you’re saving for your first holiday or finally ready to dip your toes into the share market. They’re practical, and perfect for your morning walk or commute.
Stay Inspired in the Scroll
If you love your daily scroll (and honestly, who doesn’t), our Instagram is where the motivation lives. Think bite sized tips, quick explainers, and the occasional tough love reminder that you’ve absolutely got this.
You’ll also find community wins, gentle challenges, and fun reels that make learning about money feel surprisingly fun.
Find Your People
Money is easier when you’re not doing it alone. Inside the She’s on the Money Facebook community, you’ll find thousands of women sharing wins, asking questions, and supporting each other through every stage of their financial journey.
It’s the kind of space that makes you realise you’re not behind, you’re just getting started and you’ve got a whole community behind you.
Here’s to Your Fresh Start
You don’t need a perfect plan to make 2026 your year, you just need to start. Whether that’s opening a spreadsheet, joining the challenge, or listening to a podcast while you fold the washing, it all counts.
We’ll be here every step of the way, reminding you that money doesn’t have to feel hard, it just has to feel like yours.
When You’re Ready to Go Deeper
If Victoria could sit down with you over coffee and talk through your goals one by one, these are exactly the lessons she’d share. Since she can’t be everywhere at once, she’s poured everything she knows into two online courses designed to help you take what you’ve learned and actually live it.
eCourses
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GO TO THE NEXT LEVEL
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eCourses 〰️ GO TO THE NEXT LEVEL 〰️
The Money Masterclass is where it all begins. This is the course for anyone ready to feel calm, capable, and completely in control of their cash flow. You’ll build a financial system that finally makes sense for your lifestyle, learn how to budget without guilt, and uncover the mindset shifts that make money feel lighter. Victoria has taught thousands of women how to stop guessing and start growing, and this is where you learn exactly how she does it.
Once you’ve mastered the foundations, the Investing Masterclass takes you to the next level. Across eight weeks, Victoria breaks down the world of investing into practical, plain-English lessons that build confidence and real results. You’ll learn how to invest with purpose, understand what you’re buying and why, and create a portfolio that supports your goals long term. It’s the same education and strategy she used with real clients - now built for you.
