Terms and Conditions
These Terms and Conditions (Terms) govern your purchase of tickets for, and attendance at, the event you have paid for (Event). It is your responsibility to review these Terms prior to the purchase of any tickets. By purchasing tickets, you agree to be bound by these Terms. We reserve the right to amend these Terms at any time and will provide the most recent version on our website which can be found at https://shesonthemoney.com.au (Website).
In these Terms the words you or your mean the purchaser of the event and we, us or our refer to The Victoria Devine Collective PTY LTD.
Ticket Purchase
Tickets may be purchased online and will be open to members and the general public, on a first come, first serve basis. Tickets may be purchased through a third party ticketing platform (e.g. Humantix) and may be subject to third party terms and conditions of the platform on which we list the ticket.
We reserve the right to decline your application to attend the Event at our absolute discretion. In purchasing a ticket, you agree that:
a) your booking at the Event is confirmed once you have received an email notification and receipt from us or via a third party platform used by us;
b) entry to the Event will be permitted on presentation of your ticket or booking confirmation;
c) the Price covers all of the Inclusions, any further requirements not set out under the Inclusions may be at an additional cost;
d) you must pay the Price (including GST) for your ticket booking and any credit card surcharge or administration fees as specified on our Website and in accordance with the Payment Terms;
e) ticket prices may be subject to change and we will use reasonable commercial endeavours to inform you of any changes;
f) if you pay the Price under any agreed instalment plan we offer, all payments in the instalment plan must be made on time. If any scheduled payment is over 5 business days late (Due Date), you will forfeit your place at the Event and any proportion of the Price you have paid prior to the Due Date.
Refunds, Credits and Transfers
If you cancel your tickets with at least 14 days’ notice (Cancellation Notice Period), we will give you a full refund of your ticket price through our ticket booking platform.
Subject to the COVID-19 Exception below, no exchange, credit or refund will be given for any cancellations that are not made within the Cancellation Notice Period. No refund or credit will be provided if you did not enjoy the Event, arrive late, or are unable to attend the Event. Tickets are non-transferrable.
COVID-19 Exception: If you have contracted the COVID-19 virus and are unable to attend the Event as a result, we may provide you with credit or refund at our sole discretion. We reserve the right to require you to provide evidence of your positive COVID-19 diagnosis and failure to do so means no credit or refund may be provided.
Event Cancellation, Rescheduling or Postponement
If the Event is cancelled, rescheduled or postponed (including if it is cancelled, rescheduled or postponed due to the COVID-19 Pandemic) then this clause will apply.
If the Event is postponed, you may notify us in writing no later than 14 days after the originally scheduled Event Date to obtain credit or a refund for the ticket price to put towards another one of our Events that occurs within 12 months of the originally scheduled date of the postponed Event (Refund Request). If we do not receive a Refund Request, your ticket will be automatically transferred to the new date for the postponed Event.
If the Event is cancelled due to a Force Majeure Event, including the Covid-19 Pandemic, you will receive either a credit of the ticket price to put towards another one of our Events or a refund, at our absolute discretion.
If the Event is cancelled for any reason other than a Force Majeure Event, you may notify us in writing no later than 14 days after the original scheduled Event Date to obtain a refund of the ticket price. If you fail to request a refund, you will receive credit for the ticket price 14 days after the scheduled date of the event to put towards another one of our Events, and no further refunds will be issued.
We will use reasonable commercial endeavours to notify you of any cancellations, rescheduling or postponements of the Event through email, however it is your responsibility to ascertain whether an Event has been cancelled, rescheduled or postponed. We do not guarantee that you will be notified of the cancellation, variation, rescheduling or postponement before the date of the Event.
Any refund or credit issued to you under this clause will be your sole remedy for a postponement or cancellation of the Event and we will have no further liability to you in respect of any cancellation, rescheduling or postponement of an Event for any reason. If you require travel insurance or other insurance, you are responsible for obtaining this, noting that the Event ticket does not cover any such insurance.
For the purposes of this clause, a Force Majeure Event includes any act of god, terrorism, war, civil unrest, strike or labour dispute, lack of transportation, breakdown, labour or material shortage, blockade or embargo, supplier failure, epidemic or pandemic (including the COVID-19 pandemic), government restriction or recommendation, extreme weather, earthquake, drought, fire, flood, explosion, natural disaster and/ or any other event, cause or circumstance beyond our control.
Variation of Event
We reserve the right to vary the Event if required due to circumstances caused by the COVID-19 Pandemic. Variations are made at our sole discretion and may include:
a) moving the Event so that it will take place on an online platform (such as Zoom) instead of in-person;
b) amending the schedule or format of the Event, including cancelling networking sessions;
c) replacing planned speakers if COVID-19 has affected the ability of a speaker to attend; and
d) any other variations that we feel is necessary to allow the Event to still occur on the Event Date in a COVID-19 safe way.
If the Event is varied in accordance with this clause, no refund or credit will be provided under these circumstances. We will use reasonable commercial endeavours to notify you as soon as reasonably possible of the variation details and specifications if this is to occur.
COVID Safe Policy
The Event may require you to comply with certain health and safety requirements (COVID Safe Policy)due to the COVID-19 Pandemic. You acknowledge and agree that you will comply with our COVID Safe Policy, including where required by then current government laws:
a) wearing a face covering or a mask;
b) maintaining any social distancing as mandated by any government authorities at the time of the Event;
c) not attending the Event if you have any symptoms of cold, sickness or flu, regardless of whether or not you have been tested for COVID-19; and
d) any other requirements we may implement to maintain the safety of us, our staff and you.
Failure to comply with our COVID Safe Policy means you may be required to leave the Event at our absolute discretion and no refund or credit will be issued under such circumstances.
Event Conduct
During the Event, you agree to behave in a professional and appropriate manner.
You acknowledge and agree that cameras, audio and video recorders may not be permitted at certain Events and hereby permit us to film you and use that footage in our social media and any promotional material.
We reserve the right to refuse entry or require you to leave the Event if your behaviour is deemed unacceptable at our absolute discretion.
Photography and Recording
We may take photographs (Photographs) and recordings (Recordings)at the Event. You agree that:
a) accepting these Terms means you consent to being filmed or photographed by us (or our representatives) and for us to use your name, likeness, image and/ or voice in such photographs or films for the purposes of promoting our events, services and products;
b) no remuneration is payable to you for our use of such Photographs and Recordings;
c) you release us from any infringement or violation of personal and or property rights of any sort based on our use of such Photographs or Recordings;
d) we are not obligated to use any Photographs or Recordings; and
e) you may request for us not to use a particular Photograph or Recording, however we are under no obligation to do so and any consent to your request will be at our absolute discretion.
Disclaimer
You agree to attend our Events on the basis that there are no outcomes guaranteed with respect to the results of our Events, including in relation to improvements in your financial literacy or your financial investments.
Limitation of Liability
To the maximum extent permitted by law, we are not responsible for any loss, damage, expense or liability suffered by you or any other third party and caused or alleged to be caused directly or indirectly as a result of attending the Event.
Subject to the below, any condition or warranty which would otherwise be implied in these Terms are excluded.
Our liability for breach of a guarantee conferred by the Australian Consumer Law is limited, in the case of services, to any one of the following as determined by us:
a) the supplying of the services again; or
b) the payment of the cost of having the services supplied again.
If there is a problem with the Event or our services caused by a breach of these Terms by us (Omission), and you have notified us within 24 hours, then to the maximum extent permitted by law our liability arising from, or in connection with, the Omission will be limited to the face value of the ticket purchased by you.
Entire Agreement
These Terms contain the entire understanding and agreement between us in respect of its subject matter.
Severance
If any provision of these Terms are held to be void, invalid, illegal or unenforceable, that provision is to be read down as narrowly as necessary to allow it to be valid or enforceable, failing which, that provision (or that part of that provision) will be severed from these Terms without affecting the validity or enforceability of the remainder of that provision or the other provisions in this Terms.
Jurisdiction
These Terms are governed by the laws of the State of Australia that the Event is held in, where any such event is virtual it will be governed by the laws of Victoria.
Budget and Cashflow Masterclass
Purchase
The Money Masterclass / The Budget and Cashflow Masterclass may be purchased online and will be open to members and the general public. Tickets may be purchased through a third party ticketing platform (e.g. Kajabi) and may be subject to third party terms and conditions of the platform on which we list the ticket.
You must pay the Price for your access and any credit card surcharge or administration fees as specified on our Website and in accordance with the Payment Terms.
Prices may be subject to change and we will use reasonable commercial endeavours to inform you of any changes.
Refunds and cancellations
The Budget and Cashflow Masterclass/ The Money Masterclass is a lifetime access product and as such is not valid for any refunds or cancellations.
Payment Plans
If you pay the Price under any agreed instalment plan we offer, all payments in the instalment plan must be made on time. If any scheduled payment is over 14 business days late (Due Date), access to the Budget and Cashflow Masterclass/ The Money Masterclass will be terminated and debt will be sent to a collections agency.
If you are having issues paying, please get in touch with the team at contact@shesonthemoney.com.au
Variations
We reserve the right to vary the Masterclass if required. Variations are made at our sole discretion and may include:
a) moving the Masterclass to a new platform. If this variation occurs, She’s on the Money will endeavour to provide you with sufficient notice
b) amending the Masterclass material, including removing or adding modules or downloads
c) any other variations that we feel is necessary to improve the Masterclass.
If the Masterclass is varied in accordance with this clause, no refund or credit will be provided under these circumstances. We will use reasonable commercial endeavours to notify you as soon as reasonably possible of the variation details and specifications if this is to occur.
Disclaimer
You agree to access the Budget and Cashflow Masterclass/ The Money Masterclass on the basis that there are no outcomes guaranteed with respect to the results of the course, including in relation to improvements in your financial literacy or your financial investments.
Podcast
Money Dilemma
By submitting your audio message via the podcast page you confirm that you are at least 18 years of age, consent to She’s on the Money using and publishing the audio recordings (the Material) for informational and promotional purposes without remuneration and release She’s on the Money from any infringement of any personal or property rights arising from use of the Material by She’s on the Money or third parties.
Live Podcast Recording
By purchasing tickets to attend a live podcast recording you confirm that you are at least 18 years of age, consent to She’s on the Money using and publishing photographic images and audiovisual recordings (the Material) of you for informational and promotional purposes without remuneration and release She’s on the Money from any infringement of any personal or property rights arising from use of the Material by She’s on the Money or third parties.
12 Days of giveaways Terms + Conditions
For the purposes of these Terms and Conditions, "The Promoter" refers to THE VICTORIA DEVINE COLLECTIVE PTY LTD. whose Instagram handle is @shesonthemoneyaus.
By entering the competition, you agree to be bound by these terms and conditions. All winners will be notified via Instagram.
The Promotors competitions with entry via Instagram are open only to residents of Australia.
This Competition is a game of chance, and skill plays no part in determining the winner.
The Entrant whose entry is drawn (as determined by a random generator) will win the Prize(s) The promoter’s decision is final, and the Promoter will not enter into correspondence regarding the result.
To qualify, entrants must be following @shesonthemoneyaus & the brand as outlined in the daily Instagram post and comment on the giveaway post tagging at least one friend. Each Giveaway will run for 24 hours, from the time that the static post is publicly shared.
Multiple comments are permitted. Each comment that meets the entry criteria will be considered a valid entry.
No purchase necessary. Winners will not be required to pay to enter the competition.
Entrants must be over 18 years old on the date of their entry in order to be eligible to win the Prize
Employees and contractors (and their immediate family) of The Promoter are not eligible to enter.
Instagram or Facebook are not in any way affiliated or involved in the competition.
The Promoter will not be held liable for any failure of receipt of entries. The Promoter takes no responsibility for any entries which are lost, delayed, illegible, corrupted, damaged, incomplete or otherwise invalid.
To the extent permitted by applicable law, The Promoter’s liability under or in connection with the competition or these terms and conditions shall be limited to the cost price of the Prize in question.
To the extent permitted by applicable law, The Promoter shall not be liable under or in connection with these terms and conditions, the competition or any Prize for any indirect, special or consequential cost, expense, loss or damage suffered by a participant even if such cost, expense, loss or damage was reasonably foreseeable or might reasonably have been contemplated by the participant and the promoter and whether arising from breach of contract, tort, negligence, breach of statutory duty or otherwise.
Prizes are non-negotiable, non-transferable and non-refundable.
Winner will be required to provide their personal details including full name, postal address and email for their prize to be sent to them
Where a Prize becomes unavailable for any reason, the promoter reserves the right to substitute that prize for a prize of equal or higher value.
The name, address, email address and phone number of the winner must be provided to The Promoter if requested to enable fulfilment of the Prize.
In the event of unforeseen circumstances beyond The Promoter’s reasonable control, the promoter reserves the right to cancel, terminate, modify or suspend the competition or these terms and conditions, either in whole or in part, with or without notice.
The promoter reserves the right to disqualify participants who breach the T&Cs or tamper with the process.
The Promoter's decision is final. No correspondence will be entered into.
The winner’s name and social media username may be posted on the social media profiles of The Promotor after the winner has been selected.
She’s Stashed the Cash Terms & Conditions
For the purposes of these Terms and Conditions, "The Promoter" refers to THE VICTORIA DEVINE COLLECTIVE PTY LTD. ‘The Competition” refers to the “She Stashed the Cash” competition. “The Prize" refers to $1000 AUD cash. “The Entrant” refers to eligible competitors only.
By entering the Competition, Entrants agree to be bound by these Terms and Conditions.
All entries must be received between 6:01 am AEST on Friday 3rd July, 2026 and 5:59 am (AEST) Saturday 4th July, 2026.
One (1) winner in Australia will be selected by The Promoter on Monday 6th July, 2026 and the winner will be notified on or after this date via Email by a member of the SOTM team.
The Promoters competition requires entry via a supplied Typeform (https://sotm.typeform.com/stashedthecash) and is only open to residents of Australia, over 18 years old.
This Competition is a game of skill, and chance plays no part in determining the winner. All entries will be judged individually on their merits based on the Judging Criteria.
Judging Criteria for this Competition involves the successful submission of an exact phrase, first as assessed by the Promoter via a supplied Typeform link. Eligible words (five) to be used within the phrase will be supplied via podcast episodes of She’s on the Money between Fri 19 June and Fri 3rd July 2026 (inc).
The Entrant who submits the first correct Entry (as determined by the Promoter) will win the Prize(s).
The Promoter’s decision is final, and the Promoter will not enter into correspondence regarding the result.
No purchase necessary. Winners will not be required to pay to enter the competition.
Employees and contractors (and their immediate family) of The Promoter are not eligible to enter.
Only one entry per person per competition will be accepted. Duplicate entries received from the same email address or mobile number will be automatically forfeited/voided.
The Promoter will not be held liable for any failure of receipt of entries. The Promoter takes no responsibility for any entries which are lost, delayed, illegible, corrupted, damaged, incomplete or otherwise invalid.
To the extent permitted by applicable law, The Promoter’s liability under or in connection with the competition or these terms and conditions shall be limited to the cost price of the Prize in question.
To the extent permitted by applicable law, The Promoter shall not be liable under or in connection with these terms and conditions, the competition or any Prize for any indirect, special or consequential cost, expense, loss or damage suffered by a participant even if such cost, expense, loss or damage was reasonably foreseeable or might reasonably have been contemplated by the participant and the promoter and whether arising from breach of contract, tort, negligence, breach of statutory duty or otherwise.
Prizes are non-negotiable, non-transferable and non-refundable.
The Winner will be required to provide bank details including a valid BSB and Account Number for the $1000AUD cash prize to be transferred electronically via bank transfer.
Where a Prize becomes unavailable for any reason, the promoter reserves the right to substitute that prize for a prize of equal or higher value.
The name, email address and phone number of the winner must be provided to The Promoter if requested to enable fulfilment of the Prize.
In the event of unforeseen circumstances beyond The Promoter’s reasonable control, the promoter reserves the right to cancel, terminate, modify or suspend the competition or these terms and conditions, either in whole or in part, with or without notice.
The Promoter's decision is final. No correspondence will be entered into.
The Winner’s name may be announced by The Promoter and shared to the She’s on the Money Instagram (@shesonthemoneyau) after the Winner has been selected.
FAQs
Can we have a clue?
It’s a five-word sentence related to our 1,000 episode milestone.
Can we use AI? We’d be really disappointed if you let robots have all the fun.
What if I knew the answer but someone beat me at submitting it?
This is a game of skill, smarts and speed. Unfortunately, that means knowing the codewords, their order and having it submitted the soonest.
What if I spell a word wrong?
We’ll approach this on a case by case basis.
For example, if it’s a common typo (E.g. there, their, and they’re) and the meaning of the word is still decipherable, we may accept the submission. But if the word is spelled incorrectly, and the word carries a different meaning to the correct word, we may choose to reject the submission.
Why can't I submit it early if I know the right answer?
This is a game of skill, smarts and speed. It’s not just about getting it right, but right on time.
How many times can I enter?
Just once, my friends. To make this fair, and to avoid spamming, we’ve limited this to one entry per person.
Can someone else enter for me?
Each entry is tied to the corresponding entrant’s details. If someone else enters on your behalf, using your contact details, and wins, the winning entry will be tied to your contact details.
1000th Episode Giveaway Terms & Conditions
For the purposes of these Terms and Conditions, "The Promoter" refers to THE VICTORIA DEVINE COLLECTIVE PTY LTD. “The Entrant” refers to eligible participants only. ‘The Competition” refers to the “1000th Episode Giveaway”. “The Prize" refers to one (1) of the following prizes:
1x Apple Macbook Neo in Blush (RRP $899)
1x Kitchenaid Artisan Bowl-Lift Stand Mixer KSM60 (Dried Rose) (RRP $1049)
1x Breville Bambino Plus Espresso Machine ($499)
1x Roborock Qrevo L ($650-1600)
1x Dyson Airwrap i.d.™ multi-styler and dryer (Ceramic pink/Rose gold) ($597)
3x rhode Peptide Lip Tint Nourishing Glaze, 1x rhode Glazing Milk Ceramide Facial Essence 124mL, and 1x rhode Barrier Butter Intensive Moisture Balm 100mL (RRP $222)
1x Good Food Gift Card valued at $350 (RRP $350)
By entering the Competition, Entrants agree to be bound by these Terms and Conditions.
All entries must be received during the Competition Period, Friday 3rd July, 2026 and 11:59pm (AEST) Fri 31st July 2026.
One (1) winner, per prize, will be selected by The Promoter on Monday 3rd August, 2026.
The winner will be notified on or after this date via DM by a member of the SOTM team.
The Promoter’s competition requires entry via Instagram comment and is only open to residents of Australia, over 18 years old who are active Followers of the She’s on the Money Instagram account (@shesonthemoneyaus) during the competition period.
This Competition is a game of skill, and chance plays no part in determining the winner. All entries will be judged individually on their merits based on the Judging Criteria.
Judging Criteria for this Competition involves entrants to: a) be current Followers of the She’s on the Money Instagram account (@shesonthemoneyaus), b) to Like the Competition Post, and c) Comment on the post, tagging a friend and sharing in 25 words or less, the most valuable lesson they’ve learned from the She’s on the Money Podcast, and nominating a preferred Prize.
Seven (7) entries will be selected at the Promoter’s discretion (as determined by the Promoter) to win the Prize(s).
The Promoter’s decision is final, and the Promoter will not enter into correspondence regarding the result.
No purchase necessary. Winners will not be required to pay to enter the competition.
Employees and contractors (and their immediate family) of The Promoter are not eligible to enter.
Entrants may submit multiple entries.
The Promoter will not be held liable for any failure of receipt of entries. The Promoter takes no responsibility for any entries which are lost, delayed, illegible, corrupted, damaged, incomplete or otherwise invalid.