Why Learning to Invest Should Be at the Top of Your To Do List This Year
January always comes with that fresh start energy. Maybe you’ve set your budget, updated your savings goals, and promised yourself this is the year you finally feel organised with money. But if you really want to build long term confidence and freedom, there is one thing that deserves a top spot on your 2026 to do list: learning to invest.
Before you roll your eyes or assume investing is only for people with huge incomes or fancy finance degrees, stay with me. Investing is not about chasing trends or timing the market. It is about giving your money the chance to grow quietly in the background while you live your life.
Why Investing Matters More Than Ever
If you have noticed the cost of, well, everything going up lately, you are not imagining it. Inflation chips away at your savings over time, which means that the money sitting in your account today will buy less in the future.
Investing helps your money work harder. Instead of sitting still, it grows through returns and compounding, giving Future You more options and less stress.
Even small, consistent investments can make a big difference. You do not need a huge salary or a perfect financial setup. You just need a bit of education, a plan, and the confidence to start.
It Is About Confidence, Not Complexity
So many women hold back from investing because they think it is complicated or risky. The truth is, learning to invest is not about becoming an expert overnight. It is about understanding the basics well enough to make informed choices.
When you know what you are doing, investing stops feeling like a gamble and starts feeling like self care for your future. It is the difference between hoping things will work out and knowing you are building something solid for yourself.
Start Small, Learn Steadily, and Build Momentum
If the idea of investing still feels overwhelming, start with small, consistent steps. You can begin by learning how the share market works, understanding risk versus return, and figuring out what type of investor you are.
There is no rush and no perfect moment. What matters most is that you start, even with small amounts. The earlier you begin, the more time your money has to grow.
Ready to Learn? We Have You Covered
At She’s on the Money, we believe every woman deserves to feel confident about investing, and we have built the tools to help you get there at your own pace in a way that actually makes sense.
If you want to dip your toes in, start with our Investing Playlist on the She’s on the Money podcast. It is full of bite sized episodes that break down the jargon and help you understand the share market, risk, and strategy in plain English.
Next, download our Investing Cheat Sheet, a free, practical guide that covers the key terms and concepts you will hear as you start your investing journey. It is the perfect companion to help you feel prepared and informed from day one.
And when you are ready to go deeper, join the She’s on the Money Investing Masterclass, an eight week online course designed to teach you everything Victoria used to teach her private clients.
You will learn how to build wealth in a way that aligns with your values and goals, understand exactly what you are investing in, and create a plan that feels simple, smart, and sustainable. It is education without the overwhelm, and it is changing the way women across Australia think about money.
Your Future Self Will Thank You
It is easy to put investing off for someday, but the truth is, someday never just appears. The earlier you start learning, the sooner you will feel calm, capable, and genuinely excited about your financial future.
So make 2026 the year you back yourself. Learn the skills, build your confidence, and start investing like the powerful, capable woman you already are.
***Please remember our blogs aren’t intended as financial advice - they’re intended only as a starting point to give you a little extra info! For more in-depth advice catered to your personal financial position, please see a certified financial advisor.