More Small Money Hacks That Are Actually Worth It
We’re back with another round of little savings hacks that don’t require a total lifestyle overhaul — just a few smart swaps, some slightly chaotic energy, and a little willingness to try something new.
Because saving money shouldn’t feel boring. It should feel genius.
📚 1. Stop Buying Books (Seriously, the Library Exists)
We love a good book rec as much as anyone, but here’s your reminder: you don’t have to buy every book to read it.
Libraries are free. Yes, free.
Most Aussie libraries have apps like Libby or BorrowBox where you can borrow ebooks and audiobooks straight to your Kindle or phone.
You can request new titles and place holds on upcoming bestsellers.
Save money and flex that main-character energy walking out with a stack of borrowed reads? Iconic.
🍽️ 2. Eat Out Smarter, Not Less
We’re not saying give up your fave café — but we are saying plan ahead:
Go on days with specials or deals (hello, half-price pasta night).
Skip the drinks and BYO if you can.
Use apps like First Table or The Fork for discounts when you book.
You still get the experience without the credit card sting.
💄 3. Use What You Have Before Buying More
Before you buy another moisturiser, lip balm, candle, mascara, shampoo or gym set… check what you already have.
Use up the products in your drawer first.
Make a “shop your stash” rule where you don’t replace an item until it’s actually finished.
Keep a wishlist instead of impulse buying. If you still want it in a week, maybe it’s worth it.
You probably have enough body wash to last until 2026. Just saying.
👯 4. Split Subscriptions With Your Besties
Streaming services, Canva Pro, Headspace, Kindle Unlimited — these monthly charges add up fast.
Most platforms allow multiple users on one account.
Share the cost with your housemates, your partner, or your group chat.
Just make sure it’s someone you actually trust… because password drama is real.
✨ 5. Unsubscribe From Temptation
You don’t need 10 emails a day telling you there's a flash sale. You’re not missing out. You’re protecting your bank account.
Unsubscribe from promo emails that make you spend.
Mute or unfollow influencers or brands that constantly trigger impulse buys.
Out of sight = out of cart.
The Bottom Line?
You don’t need to hustle harder or give up everything you love to get ahead financially. You just need to be a little bit more intentional with your everyday habits.
Use the library. Eat out smarter. Share the subscriptions. Use what you’ve got. These aren’t huge sacrifices — they’re just clever choices that help you keep more of your money where it belongs… with you.
Did you know we have a facebook group and amazing savings hacks get shared by our community daily?!
We also have sooooo many budget and debt resources that has already helped thousands of amazing people in our community
***Please remember our blogs aren’t intended as financial advice - they’re intended only as a starting point to give you a little extra info! For more in-depth advice catered to your personal financial position, please see a certified financial advisor.